Transaction Monitoring Lead

Transaction Monitoring Lead

Location: Singapore

Function: Financial Crime Compliance

Experience: 5 to 7 years

Role Overview

The Financial Crime Monitoring Oversight Lead (L2) operates within the Financial Crime Monitoring (FCM) function and provides second-line oversight, quality assurance, and decision support for transaction monitoring activities.

The role supports a lean operating model where the FCM Manager performs primary L2 reviews. The Oversight Lead acts as an additional L2 control layer, ensuring consistent application of AML and CTF policies, sound judgement in escalated cases, and alignment with regulatory expectations. The role does not include direct people management.

Key Responsibilities

L2 Oversight and Escalation

• Act as an L2 escalation point for complex, high-risk, or sensitive transaction monitoring cases

• Review selected L2 decisions taken by the FCM Manager to ensure quality, consistency, and policy alignment

• Challenge investigation outcomes where required and recommend corrective actions

• Escalate material risks or potential reportable activity directly to the MLRO

Policy and Framework Alignment

• Ensure transaction monitoring activities are implemented in line with AML and CTF policies and procedures

• Support interpretation of regulatory and internal compliance requirements within the FCM function

• Contribute to updates of SOPs, escalation criteria, and investigation standards

Monitoring Framework and Quality